Cleveland Selfreliance Federal Credit Union

Mortgages, Auto Loans, and Accounts for Members in Parma

Buying a home starts with a clear list of documents, and at the main office of Cleveland Selfreliance the loan department explains it step by step: pre-approval, mortgage, refinancing, and a home equity line of credit, with an online application. This is a not-for-profit credit union of the Ukrainian community, where customers are also owners and earnings return to members.

For mortgage pre-approval you will need your last two years of tax returns, recent pay stubs and two months of account statements, proof of a down payment held in a bank account (cash is not accepted), and identification. Green card holders also provide their original immigration card and a foreign passport. Self-employed borrowers need a profit and loss statement reviewed and verified by their accountant. All of it is listed on the website, so you do not waste visits on extra paperwork.

Everyday finances are handled in the same place: regular share and checking accounts, certificates of deposit, IRA retirement accounts, custodian accounts for minors, a VISA card, and commercial loans for businesses. Additional services include direct deposit of Social Security and other federal payments, payroll deposits, money orders, safe deposit boxes, and free life insurance up to 2,000 dollars.

The main office takes care of:
- Mortgages, refinancing, and home equity lines
- Auto loans and personal loans
- Certificates of deposit and IRA accounts
- Checking and savings accounts, including accounts for children
- Safe deposit boxes and money orders

Call or write to the loan department to talk through your plans.