image

Debt Doctor

14 successful years in business

Significant consumer debts reduction (debt cancellation), credit rating improvement, debt consolidation, or bankruptcy preparation.

Debt settlement without declaring bankruptcy
Debt forgiveness for taxes and family sponsorship
Debt settlement - protecting real estate and automobiles
Personal and business bankruptcy solutions
Comprehensive resolution of developer debt issues
Over 15 years of experience in solving complex financial matters
CERB/CRB - Covid personal
CEBA (40-60 K) - Covid business
HASCAP - Covid business
BDC Loan

Contact

Сергей

Contacts

6060 - 3080 Yonge Street, Toronto, ON, M2N 3N1, Canada

416-301-7727

647-340-5036

www.debtdoctortoronto.com

Add to Contacts

ASK Debt Doctor YOUR QUESTION

Tell your friends about "Debt Doctor"

Debt Doctor OFFERS TO TAKE A LOOK AT

Долги: не тонуть, а спасаться

Financial debt is like a toothache — it must be treated immediately, says independent consultant Sergey, who calls himself the Debt Doctor — A Debt Doctor. Most importantly, he is ready to help people even in the most desperate situations.
Details

A Debt Doctor rushes to the rescue

Sergey, you call yourself A Debt Doctor. Is this a kind of financial emergency service?
Details

There is always a way out!

Living without debt is difficult. There is a reason folk wisdom has so much to say about it: a debt is honoured by repayment, debt can wrap itself around you like silk, and so on. But one day, a growing mountain of debt may simply collapse on top of us. How can we protect ourselves from that and continue living a normal life?
Details

Canadian debt write-off: 6 steps

It may seem surprising, but even in a wealthy country like Canada, personal debt remains a serious problem for a very large number of people. The high cost of living, credit cards, lines of credit, car loans, mortgage payments, rent, taxes, inflation and unexpected expenses can quickly create a situation where a person no longer controls their debts — the debts control their life. Many families live from paycheque to paycheque, and even a small delay in income or a sudden job loss can disrupt the entire financial balance.
Details

Почему выбирают A Debt Doctor

продолжение

Сегодня в сфере услуг помогающих русскоговорящим жителям Торонто освободиться от долгов, A DEBT DOCTOR предлагает самые эффективные программы по списанию долгов с минимальными финансовыми, временными и эмоциональными затратами. Мы реально защищаем наших клиентов от кредиторов, коллекторов, судов и от необоснованных финансовых требований Trustee in Bankruptcy. В зависимости от вашей финансовой ситуации мы предложим вам наиболее подходящую программу по сокращению долгов, защитим недвижимость, автомобиль, ваше имущество, а главное - вернем вам внутренний покой и стабильность. Мы сведем все ваши долги в один минимальный платеж подходящий вашему бюджету. Мы поможем списать ваши долги и восстановить или улучшить кредитоспособность.
Details

Почему выбирают A Debt Doctor

Сегодня в сфере услуг помогающих русскоговорящим жителям Торонто освободиться от долгов, A DEBT DOCTOR предлагает самые эффективные программы по списанию долгов с минимальными финансовыми, временными и эмоциональными затратами. Мы реально защищаем наших клиентов от кредиторов, коллекторов, судов и от необоснованных финансовых требований Trustee in Bankruptcy.
Details

How to get rid of debts with A Debt Doctor

When debt begins to control your life, the problem is rarely only about numbers. It becomes constant pressure, fear of phone calls, letters from creditors, collection activity, the risk of legal action and the feeling that there is no way out. But there is a way out. In Canada, there are legal tools that can stop the pressure, combine debts into a manageable payment, protect assets and begin financial recovery without chaos and panic.
Details

Bankruptcy or Consumer Proposal: which is better?

When debt becomes heavier than a person can reasonably carry, the main question is no longer theoretical. It becomes deeply personal: how can you get out of the situation with the least possible damage and avoid losing what can still be protected? In Canada, there are two powerful legal tools for this: Bankruptcy and Consumer Proposal. Both can stop creditor pressure and help eliminate a significant portion of debt. But they are not the same. The difference is not only in the size of the payment, but in the level of control, treatment of assets, impact on credit history and the future of your financial life.
Details

Это неизвестное слово БАНКРОТ

В этой статье мы хотели бы дать основные положения банкроства частного лица. Если сказать по-просту, банкротство - это не способность человека выплачивать его долги во время. Это могут быть долги по займам как финансовых организации так и частных лиц, налогам, займам на образования и т.д. Если сказать по-другому, более официально, то согласно Canada Bankruptcy and Insolvency Act and the Ontario Execution Act - мера, которая помогает человеку, попавшему в финансовый кризис, освободиться от долгов и начать жизнь заново.
Details

Informal и Consumer Proposal

Informal and Consumer Proposal

In our previous article, we looked at the main methods of debt relief. In this article, we will explain Informal Proposals and Consumer Proposals.
Details

What debts can be written off and how

In the previous article, we touched on two main categories of debt: secured debts — debts guaranteed by some form of the debtors property, such as a vehicle, real estate, or other assets.
Details

How to deal with different types of debts

Life in Canada is often built around access to credit. Credit cards, lines of credit, personal loans, car financing, mortgages and business loans can all be useful tools when debt is under control. But when prices rise faster than income, interest rates put pressure on the family budget, and minimum payments become an endless circle with no exit, credit stops being a convenience and becomes a problem. According to Statistics Canada, by the end of 2025 Canadian households carried about $1.77 in credit market debt for every dollar of disposable income. This is not just a statistic — it is the reality in which many families live under constant financial strain.
Details