Mountain Insurance

Restaurant, Bar and Liquor Store Insurance - Monument

Insurance for restaurants, bars, breweries, liquor stores, tobacco shops and convenience stores: general liability, liquor liability, commercial auto, umbrella, property and workers compensation. The agency has been placing coverage since 1997, so the risks of hospitality businesses in Colorado are familiar ground.

A pizza delivery run, a busy night at the bar, a walk-in cooler that fails overnight: hospitality has its own risks, and a generic business policy rarely covers them all. Coverage is matched to the format of each place, including delivery operations and hard-to-place risks.

Risks worth planning for:
- Hired and non-owned auto for delivery drivers and employee errands
- Food contamination: replacement of spoiled product plus lost income
- Business interruption when a kitchen has to close
- Assault and battery claims arising at the venue
- Cyber liability
- Employment practices liability

Owners can also put personal auto, home, condo and renters policies under the same roof.

Call or text with the details of your place, and we will work up a quote.

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