Likhacheva Victoria

Business, Home, and Auto Insurance Broker

I am an insurance broker with Phenix Assurance, handling both commercial and personal coverage - cars, homes, condos, boats, snowmobiles, motorcycles, ATVs, and a full range of business insurance from fleet and commercial vehicles to garages, liability, and agricultural coverage. Every client gets a policy built around what they actually need, not a generic package.

I'm Victoria Likhacheva, an insurance broker with Phenix Assurance, working in Russian and English.

What I cover:
- Auto, home, and condo insurance
- Condo syndicate insurance
- Boat, snowmobile, motorcycle, and ATV insurance
- Commercial insurance
- Commercial vehicle and fleet/trucking coverage
- Service station insurance (garages and auto shops)
- General and professional liability insurance
- Agricultural insurance
- Surety bonds

Whether it's your car, your house, or your business, the policy gets built around your actual situation - exclusive coverage for each client, not a one-size-fits-all quote.