Malihina Tatiana

Mortgage Loans in Russian and Ukrainian

I am Tatiana Malihina, a loan officer with Unified Home Loans in Roseville, and I have worked in mortgage lending since 1996, helping clients plan for homeownership and long-term financial success. I work with Conventional, FHA, VA, HELOC, and construction loans, whether you are buying your first home, refinancing, or building a new property from the ground up. I walk clients through pre-approval, the loan application, underwriting, and closing so nothing about the process feels like a mystery, and I am fluent in Russian and Ukrainian, so you never have to translate a financial conversation on your own.

I am Tatiana Malihina, a loan officer with Unified Home Loans in Roseville, and I have worked in mortgage lending since 1996, guiding individuals and families through the loan process with honesty, clarity, and personalized care.

Loan products I work with include:
- Conventional loans
- FHA loans
- VA loans
- HELOCs
- Construction loans

I walk every client through the full process:
- Pre-approval, so you know what you can afford before you start shopping
- Loan application and document collection
- Loan processing and underwriting
- Closing, from drawn documents through the title company

I am fluent in Russian and Ukrainian, and I built my practice around serving the diverse Sacramento-area community, making sure every client feels understood, informed, and confident in their financial decisions, whether it is a first home, a refinance, or a custom-built property.