Ukrainian Federal Credit Union

Accounts, Mortgages, Loans, and Wire Transfers, Osnova Branch in Parma

You do not have to be Ukrainian to join Ukrainian FCU: it is enough to be a US citizen or permanent resident and belong to a church or organization in the credit union network, or to be a family member of a participant. The credit union has served members since 1953, offering accounts, mortgages, loans, and international transfers in English and Ukrainian, and the Osnova branch keeps all of it close to home.

For everyday money, you can choose a savings account with no monthly service charges or transaction fees, a checking account with a regular or high-dividend option, share certificates from five months to five years, IRA retirement accounts, and a Visa card that earns reward points. For children there are special Mitten Club accounts, which can be opened from the day a child is born and kept until age eighteen.

When you buy a home, local specialists guide you from pre-approval to closing, and mortgages are offered with fixed, adjustable, and hybrid rates. Auto loans carry no prepayment penalty. Organizations and businesses can open checking and savings accounts and apply for commercial loans, real estate financing, and dedicated church loans, and Zelle is available for small businesses.

Ask the branch about:
- Domestic and international wire transfers
- Online banking and a mobile app with deposits by photo
- Mortgages, auto loans, and personal loans
- Share certificates and IRAs
- Mitten Club accounts for children
- Accounts and loans for churches and organizations

Not sure whether you qualify for membership? Call or leave a request on the website, and someone will help you find out.