Tupikova Svetlana

Mortgages, Refinancing, and First-Time Buyer Programs

For me there is no such thing as an obstacle when it comes to your home: I match a mortgage program to your situation, whether it is a first purchase, a move to a bigger house, a refinance, or a home that needs renovation first. I am a loan officer with Cornerstone Home Lending in Vancouver, I speak Russian with clients, and I guide the whole process from prequalification to the keys.

I have worked in the mortgage industry since 1999, and I know that a good loan starts not with the rate but with a conversation about your goals. First we work out together what home is within reach and what down payment you will need, you complete prequalification online, and then at every step you can see what is happening with your loan in the transparent LoanFly portal. For buyers who keep putting off a purchase because of the down payment, I look for assistance programs, and for clients age 62 and older I offer the HECM mortgage, which lets you buy a home by combining your own down payment with funds from that program.

Programs available:
- Conventional loans, which are not government-backed
- FHA loans, insured by the Federal Housing Administration
- VA loans for veterans and service members
- Jumbo loans for higher-priced homes
- Renovation loans, for a fixer-upper or a home you have lived in for years
- Down payment assistance programs
- Refinancing of an existing mortgage
- HECM for clients 62 and older

Call me or prequalify on the website to see what home you can count on.